Lorie asked:


I am trying to avoid the bank’s overdraft scams and I think the only way to get a handle on my finances is to go with the prepaid cards. I know that any fees connected to a prepaid credit/debit card is way better than the high bank fees, but still want to go for the best card at the best rate. Anyone have any good experiences or bad with prepaid credit cards? Can you load it by calling in your bank info? I’ve never used any of these and don’t know the first thing about it. I would appreciate some information!

Michelle

sexyg asked:


i have bad credit history from around 2yrs ago, but my boyfriend has excellent credit history…. were planning on going for a mortgage in the summer, what are the chances of us being accepted? is there a mortgae that we can get for bad credit?

Esther

raymond m asked:


I am trying to consolidate my bills and get my credit clear so I can start a business.I have very,very bad credit and I am tryiing to start a business. How would I get a credit card for my business with extremly bad credit. And who will except me?

Ann

keynabeena asked:


I already contacted the credit union, they wont give me the loan, its a repo for only 2700.00 but I just dont have the credit, does anyone know where you can get a small loan for someone with really bad credit?
Thanks for your help!

Wesley

saintly_angeline asked:


I have a friend with bad credit and she’s tired of prepaids. She’s trying to find a cell phone company that allows people with bad credit to have something at least. Which one is good. I don’t have bad credit and know most companies will give you no hassles, but don’t know anything about bad credit. Which company should she try?

Marlene

kit asked:


I have a lot of credit cards to pay and always make the minimum sometimes a little bit more then the minimum per month. But I don’t know the difference between good credit and bad credit. Does bad credit involve not paying your credit? what is the difference between these two terms?

Adam

Athena asked:


I have only owned old cars that were passed on to me by my father. I have never actually went to a dealership and bought a car before. I feel trapped! The car I have now is falling apart! My parents and friends eathier have no credit or bad credit, but mostly just bad credit. So there is no way I can get a co-signer! I called a credit union today and they also said they couldn’t help me. So I am confused. My father has purchased all of his cars through a credit union… Can someone please help me?!
& yes, Kia rejected me also!

Dolores

reece asked:


If I have had bad credit in the past, and I would like to apply for a credit card but have already been turned down by one, how can I get a different one? Im hoping to rebuild my credit, all my old debts are paid off (including my car) and would like a credit card… the limit isnt important. Does anyone know any companies that will give cards to people with bad credit?Also, I live in Canada.

Darryl

Darren S asked:


I have no credit, and my buddy has bad credit. We are going on a trip in a few months and need to apply online to get a credit card. Mastercard or Visa. Anyone know where?

Rebecca

flavaa asked:


Hello,

I have a small residential and commercial cleaning business that I am looking to expand. I have been shopping around for financing through traditional lenders, but due to my 518 FICO score and millions of charge-offs, I can’t get fianancing. I have applied to a few non-profits in the state that I live in. I have also been pitching my case to some friends. I don’t have any family that can help. They all have bad credit and so do much of my friends. I really do not know anyone with cash on hand either. I have been looking into getting an angel investor or a venture capitalist, but I do not know if that’ll work. I’ve posted an ad on Prosper and I never get responses. Again, I think that this is due to my bad credit. I am seriously running out of ideas. I have 15 months invested in this and I do NOT want to give up. Does anyone have any suggestions or can anyone suggest a place that can help me? I know I need to fix my credit, but I need the money to do it. Please, please, help!

Sally