pinkcandyjunkie asked:


Two years ago I was with a guy that had money managing problems. He applied for a credit card and without my knowlege added me as a secondary. When the cards came in and he gave me mine I was furious. I called the credit card company to cancel my card and was told that I couldn’t do that because I wasn’t the primary card holder. I told this to my then boyfriend and told him to cancel. Later that day he said it was done.

We split up a few months later and about a year ago I applied for an apartment and was denied. Well turns out he didn’t cancel the card afterall and charged his card and never made payments. Now it’s on my credit and I think it’s $5000. The credit card company won’t even tell me the amount but I had a creditor statement in his name forwarded to my new address a few months later with that amount.

I’ve asked the guy to get me a notarized letter admitting fault which will clear my credit in a few weeks to months but he won’t. What can I do?
wrongedincali
I did that when I called the credit card company and I also asked my es about it and he said that the application didn’t ask for a social or even a birthday. When I spoke to the credit card company they said as much. Most application and offers ask you if you want to add a seconday and won’t even ask you for any other information other than the persons name. They don’t have my social or even know how old I am. When I asked how that could be possible they just said “That’s how it works”.

Joe

Casey asked:


I have good credit and so does my fiance. We just have a lot of credit. I was wondering how much debt is ok and how much would disqualify you from getting an apartment.

Craig

bill asked:


I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?

Lewis

bill asked:


I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?

Martin

Jenn asked:


My boyfriend moved into an apartment on his own and qualified both financially and credit-wise. I recently moved in, and am going to add myself on the lease. The question is, if my credit is less than perfect (but no evictions or bankruptcy), how does this work? Can they deny me and inform me that I have to move off the property? The apartment is already vacated so I was wondering if anyone knew how this situation works.
Correction: the unit is not vacated it is still, and will be, occupied.

Caroline