Tim asked:


I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease they lower your overall credit score? Why? What can you do to minimize a lowered credit score?

Bonnie

ersan b asked:


I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.

Walter

megan_trigg2000 asked:


I am planning on getting my first credit card this summer and was wondering on what is the best one to get and why? What should i look for in looking for one?

Joshua

eyaljosch asked:


I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.

Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?

Roberto

jumperjacob asked:


OK Here’s the situation…… I have a FICO score of 663 according to the purchase of my Equifax credit report on myfico.com….I own a “annual payment visa card with a limit of $750 (increased from original of $250) over the last year and a half and WalMart Credit card with a limit of about the same (increased as well)….. I want to buy an engagement ring for my girlfriend. I have $3,200 in cash and the ring I want is $4700, so I need to finance the last $1,500. My best financial choice would be to get a credit card with a 12 month 0% APR, so I can pay the $1,500 off no problem in 12 months. BUT, I don’t want to apply for some of these cards, (Most are platinum) if it will hurt my credit score if I’m rejected. Will I be accepted? My balance on the other two cards is like $100 total, I’ve paid them off consistently. (never late) but I am improving on past credit problems from like 7 years ago. . Will I get rejected for these 0% Introductory APR cards?

Tara

Igor asked:


I applied for a credit card and they rejected my application. They say that “the profile report does not contain any tradelines that have been open for at least 6 months”. Can anybody please explain to me what does it mean?

Sue

Don’t Worry About It? asked:


Ok, so I have two credit cards, one was a “student” credit card that didn’t seem to collect interest, the other just a regular rewards card. One card was maxed the other almost maxed. I paid them mostly on time for the most part.. making the minimum payments most months and sometimes more than the minimum while i would slack off and forget to pay them other months and just not care. I did not understand what any of it meant until my parents explained. So basically.. I’ve had it happen twice where I got a phone call from the bank requesting me to pay. And I would after this obvious reminder. How badly is my credit score hurt?….. Over 1700-1800 dollars worth of debt carried for over a year… This week I paid them both off fully at once. Was this a bad idea? How do I fix most of this?

I am a university student with no debt other than these 2 cards. My university tuition has been paid for in full and I’ve never needed a student loan or ever requested one. Next year I am thinking about having a student loan to raise my credit score? I have a cell bill that my parents pay every month on-time. I currently work part time… and am forever guaranteed my job (employed for the full year).. so in the winter time etc I can work whenever I have time off school. I make quite a bit of money and own my own vehicle fully paid for…and just pay rent yearly.

Is it good now .. that i’ve fully paid them both off.. to use my credit cards to buy things then when I get home pay them off right away? will that help?

Jerome

balique asked:


Do they help you establish credit? I’m 20, and in the past two years I havent been able to get a credit card because I have no credit (which is something that I really dont understand, but thats not the point) would one of these help me?

Also, if they do help you establish credit, how long after getting a pre-paid card should I wait to apply for a real credit card?
ok ok ok…so if they dont help you establish credit….how do I establish credit if i cant get a credit card?
thanks lilise…but I got denied for the capital one “we give this card to anyone” card. I’ve applied for every card under the sun that is offered to people with poor or no credit. I cant get a single one.

Helen

hippopotamus’es r cool asked:


im going to go to Oregon next month and i don’t have a credit card, i was thinking about getting one of those pre paid credit cards.. is it possible to purchase airline tickets with one of those online at like expedia.com or cheap flights.com?

Nellie

Zach C asked:


I’ve tried to use the credit cards for the PSN since I cant use my parents credit card or Playstation Network Cards because for some reason their not out yet? I entered the code and everything it just said the address wasnt right? I need help.

Shirley