tim asked:


I’ve got some debt that’s currently in collections. And I got to talking to one of the debt collectors and he revealed that the average company is willing to settle for about 75% of the debt owed.
But since they’re basically screwing you with outragous interest that never allows you to really pay off the principal debt, are they willing to settle for even less.
What are some useful tricks when dealing with these parasites?

Danielle

planterconstructions asked:


have a brand new business and I am seeking a business credit card that does not require a personal guarantee. My business is so new that I have just started receiving clients so I don’t show a profit yet. Are there any RELIABLE & Trustworthy credit card companies that will issue a credit card, even for just a few hundred dollars worth of credit, so that I may start building a credit rating for my business? Unsecured is prefered but I would settle for secured if need be. Thanks in advance for your help!!

Darlene

Susan asked:


I am just over 30 days deliquent with my credit cards and want to settle them to pay off. No one will even consider it. I have a way to get money to pay them all off, but only if they can accept a lesser amount. What are my options besides bankruptcy or consumer credit counseling.

Judith

RAV94 asked:


When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks

Judith

Iamready! asked:


If your wanting to show that your responsible with your credit cards to the credit bureaus and that your are someone that other credit card companies, loan people, and any other lenders want to have as a client. Thanks!!!!

Chad

Michael P asked:


Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.

Caffeinated Content for WordPress