brownsugar1961 asked:


I am trying to clean up my credit report. I have some charged off accounts that are still showing on my credit report. I have talked with the collection agencies and they all have agreed to settlement offers but three of them won’t put it in writing first. One company did and I have paid it off. One guy got real nasty and refused my offer. At first he was nice and then he flipped out. What can I do if they won’t except my offer. One offer is to high and I know I can’t afford it. Some of them won’t except monthly payments either. I have a friend that is an attorney. Should I ask him for help? I won’t my credit cleaned up so that my husband and I can refinace our home in about a year so that we can get a better intrest rate and payment. Please help! If this stays on my credit file it will accumulate intrest. My bad credit came from a previous divorce.

Elsie

cher asked:


I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?

Rodney

agueda asked:


trying to own a home and need a credit report but all these sites ask for credit card information and if you don’t have it you don’t continue. help please?

Chad

jeanelle asked:


Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not.

Travis

MrsMacPickle asked:


I’m looking for an apartment and every landlord requires a copy of a credit report. That’s great, but how do I give them that without giving them all of my super-personal information?

Cathy

awise0204 asked:


Like I am in about $20,000 in debt and I was thinking about consolidating all of it into one monthly payment. If I do decide to do it, I really would like to know how everything will show up on my credit report after everything is said and done.

Debbie

videogamer1979 asked:


I really need a company that will tell me how to improve my credit score on MY specific credit report, not general tips.

Clarence

azkoolchik asked:


I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?

Adam

Whitney asked:


I wanted to get information on what your credit report looks like after filing ch 7 bk. Does it still list all your accounts with the balances just with discharged on each, or is your credit report blank with just the bk on it?

Sherry

shugahill@sbcglobal.net asked:


Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has passed?

Peggy